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TEM

Temple @ Navy

College football 2026 · Week 10 · · Navy-Marine Corps Memorial Stadium

NAVY
Rankings and standings

Game day

Kickoff

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Our pick
NAVYNavy Midshipmen
68% to win
Model
Market

Within 1 pts of the market. Not a promise: a 68% pick still loses about 3 times in 10.

The line

MarketAZMango
SpreadNAVY -7Same
Total52.5Same
MoneylineTEM +220
NAVY -270
TEM +215
NAVY -215 fair

Line: , sportsbook consensus. Odds move; check a sportsbook before acting.

10,000 simulated games

NAVY 30, TEM 23Typical score
TEM by 12 to NAVY by 288 in 10 games
45%NAVY covers -7, push 4%
48%Over 52.5
Live oddsBetMGM DraftKings FanDuel

Unpaid links. We take no bets.

Line movement

Logged : Navy by 7, total 52.5.

What changed

Nothing since our first call ().

What if?

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32%Temple
68%Navy

Our number.

Advantages Why Navy can win

  1. Elo rating: worth about 5.0 points to Navy in our ratings.
  2. Home field: Navy play at home, worth about 3 points in college football.
  3. Navy's passing game (7.3 yards, 62nd in FBS) faces the Temple defense, which ranks 99th against it.
  4. Team matchup: where Navy can take advantage. Their pass rush (48th of 138) meets the Temple pass protection (122nd), so look for them to pressure the quarterback into hurried throws. And their running game (19th of 138) meets the Temple run defense (73rd): a chance to lean on the run and control the clock.
  5. Star matchup: At quarterback, Jackson Gutierrez (Navy: 11.2 yards per attempt, 7 TD, 1 INT) has the edge on Ajani Sheppard (Temple: 9.9, 8 TD, 3 INT); off the edge, MarcAnthony Parker (Navy: 4 sacks) has the edge on Curly Ordonez (Temple: 2), facing the Temple pass protection (122nd of 138).
  6. Simulation: Navy win 6,830 of 10,000 simulated games.
  7. The betting market agrees: Navy 69% to win after removing the sportsbooks' margin.

Disadvantages Why Navy may not

  1. Temple's running game (6.1 yards, 8th in FBS) faces the Navy defense, which ranks 40th against it.
  2. Range of outcomes: in the worst 10% of simulations, Navy lose by 12 or more.
  3. Efficiency (yards per play): worth about 0.9 points to Temple in our ratings.
  4. Weak spot: Navy rank 137th of 138 in pass defense, yards per dropback allowed (9.6).
  5. Team matchup: where Temple can push back. Their passing game (29th of 138) meets the Navy pass defense (137th), so look for them to throw early and often. And their big-play offense (64th of 138) meets the Navy defense against big plays (126th): a chance to take shots downfield for chunk plays.
  6. Star matchup: At receiver, Colin Chase (Temple: 41 receiving yards a game, 0 TD) has the edge on Jordan Collins (Navy: 26, 3 TD), facing the Navy pass defense (137th of 138); in the backfield, Keveun Mason (Temple: 70 rushing yards a game, 5.5 a carry) has the edge on Michael Barrow (Navy: 62, 5.6), facing the Navy run defense (40th of 138).
  7. Upset odds: Temple win 3,170 of 10,000 simulations (32%). A 68% pick still loses about 3 times in 10.

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Side by side

TEMNAVY
2-6Record2-6
23.6 97Points per game27.6 74
26.6 92Points allowed29.9 112
7.0 21Yards per play6.3 56
6.1 91Yards per play allowed6.8 121
-0.1 93Interception margin/game+0.2 42
3.7% 123Sacks per dropback7.0% 48
1293 110Elo rating1463 76

Small numbers are ranks among 138 FBS teams (1 = best). Elo is CollegeFootballData's rating, updated after every game.

Last 5 meetings

DateGameScoreWinner
2025-10-112025 Wk 7Navy 32 @ Temple 31NAVY
2024-09-072024 Wk 2Temple 11 @ Navy 38NAVY
2023-11-042023 Wk 10Navy 18 @ Temple 32TEM
2022-10-292022 Wk 9Temple 20 @ Navy 27NAVY
2021-11-272021 Wk 13Navy 38 @ Temple 14NAVY

Based on market line + adjustments. How it works

This matchup on any day (power ratings only)

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